Big News for Farmers: PM Kisan to Double Benefits in 2025! Complete Guide to Get ₹12,000
The PM Kisan Samman Nidhi Yojana is one of the most prominent schemes for the welfare of farmers which was launched by the Government of India. This scheme has been successful in enhancing the financial condition of small and marginal farmers by providing them direct income assistance. As we advance further into the year 2025, this scheme has started receiving important reforms that will increase its usefulness for the farmers. The scheme is set to provide its 20th installment, along with recommendations to modify the annual assistance from ₹6,000 to ₹12,000. Moreover, the government has also started the process of mandatory e-KYC to prevent misuse of the scheme and ensure proper funding allocation. This entire article will discuss these changes along with the eligibility requirements, the procedure to apply, and the process of availing benefits by the farmers.
PM Kisan Samman Nidhi Yojana: Overview
The PM Kisan Samman Nidhi Yojana was launched by Prime Minister Narendra Modi in December 2018 with the aim of targeting small and marginal farmers throughout the nation, providing them with financial assistance. The scheme functions to provide direct cash assistance to farmers in order to reduce the economic stress that they face, particularly during times of crisis. Every farmer receives an annual financial aid of ₹6,000 which is issued in three consolidated payments every four months, starting from February.
Key Outcomes from The Program
Assistance Through Direct Payments: The direct income support scheme helps reduce rural poverty by aiding farmers in meeting their basic expenditure towards agriculture and improving their standard of living.
Aid To Small And Marginal Farmers: Farmers owning tier 2 hectares of cultivable land are the only ones eligible for the scheme. This has benefitted millions of small farmers who had difficulties in getting aid from the government.
Who Can Avail the Plan?
Farmers who have a citizenship in India and possess land that is suitable for farming.
Farmers should possess a maximum of tier 2 hectares of land that can be cultivated.
The beneficiary must be registered in the state’s land records.
Land owning institutions, professional’s subject to tax, government officials are not considered under the grant.
What’s New in 2025? Major Changes
The year 2025 marks an important milestone for the PM Kisan Samman Nidhi Yojana scheme as many notable changes will be brought forth. Let’s explore these changes in detail.
1. Launching of the 20th Payment
Farmers' bank accounts are expected to receive the 20th payment of the scheme in the months of March to April, 2025. This installment will remain the same as earlier installments where 2,000 rupees for every farmer was given. However, speculation surrounds that higher payments are expected in the near future.
Expected Benefits:
Eligible farmers have received ₹2000 in the current installment.
The amount may be increased to ₹4000, if the proposal to increase the grant from ₹12000 is accepted.
2. Suggested Improvement To ₹12000 Per Year
In 2025, there is a proposal to enhance it to ₹12,000, which is contemplating increasing the annual aid from ₹6,000 to ₹12,000. This initiative is intended to compensate for the increasing costs of agriculture, the rate of inflation, and the socioeconomic conditions faced by the farmers due to rising input cost with climate change. The increment shall be done in the following manner:
Increase each installment’s value from ₹2000 to ₹4000.
This proposal is still a matter of debate and will be completed after the union budget 2025-26 and the discretion of the cabinet.
What makes this essential?
Because of the rising cost of seeds, fertilizers, and other agricultural necessities, farmers struggle to make a living. This increase in financial grants will give them great respite.
The scheme will assist in mitigating the stress caused to farmers on account of inflation and the overall increase of general prices.
3. Compulsory e-KYC
Of the various changes that will happen in 2025, the most notable one is the addition of mandatory e-KYC for all applicants. The e-KYC process will eliminate the possibility of false and unwarranted claims and ensure that only the farmers who are actually eligible receive the benefits. It will also assist in merging the Aadhaar with the PM Kisan rest database to achieve better transparency.
Procedures for e-KYC
Step 1: Get access to the PM Kisan Portal. The first step has already been done, you will go to www.pmkisan.gov.in.
Step 2: Log in using a mobile number. You should have received an OTP to the registered mobile number, make sure you use it to log in.
Step 3: Click on your Profile. Under the Farmer Corner section, look for e-KYC, that is where you should go next.
Step 4: Mention your Aadhaar Number. Enter your Aadhaar number and proceed.
Step 5: Verification through OTP. An OTP will be sent to your registered mobile. Use it to get your account verified.
Step 6: Approved Status. You will now be able to see an ‘Approved’ status.
Timing of e-KYC – Farmers must complete their e-KYC within the set deadline of 31 December 2024, in order to not miss out on the 20th installment and subsequent payments.
Eligibility Requirements
Farmers looking to get the most out of the PM Kisan schemes need to take note of the following details and documents to ensure they are eligible to reap benefits.
Eligibility Criteria
Individuals of Indian nationality possessing up to two hectares of cultivable land.
Farmers are required to be enrolled in the state’s revenue department as a land holder.
The applicant must not work as a professional taxpayer, an institutional landholder, or a government servant.
Required documents
Aadhaar Card: In the case of farmers, payments should automatically transfer to them, so they should be able to easily access the benefit.
Land Ownership Documents: These may include evidence of land possession like Khatauni and Jamabandi.
Bank Account Information: Ensure that there is linkage to Aadhaar, the correct IFSC code is obtained, and the right account number is given.
How to Solve the Most Frequent Payment Problems
There are payment problems which include absence of receipts or delay in payment of receipt. Below are some of the problems and troubleshooting tips.
1. Was Not Paid
Aadhaar should be linked to your bank account. If it isn’t, to why you are not able to receive the funds, head to your nearest region’s bank or Aadhaar center and link it.
2. Mismatch Of Name
For those who have different names on the PM Kisan record as compared to their account or Aadhaar, they should head to the local tehsil and make sure their records are updated.
3. e-KYC Verification Failure
If you find that your e-KYC process fails, you should go to the nearest Common Service Center (CSC) for biometric confirmation. This action will assist in confirming your identity and successfully completing the procedure.
Aspects of Implementation of PM Kisan Scheme
PM Kisan Samman Nidhi does have a tremendously transformative effect on the agriculture field. With the increased provision administered and the compulsory e-KYC required, it would certainly be more effective. Let's analyze the projection of the scheme.
1. Earning Income Twice Over
The income of farmers is targeted to be doubled by 2025 as specified by the government, and the PM Kisan Scheme is crucial in achieving this goal. The new funding together with increased accountability will enable maximum returns to be enjoyed by the farmers resulting in higher output and greater productivity.
2. Digital Transformation Along With Greater Accountability
With the implementation of e-KYC and Logic Direct Benefit Transfer, the government is addressing the problem of ensuring that only the intended beneficiaries receive payment and there are no funds misappropriation. Usual issues such as poor internet connectivity to rural areas, and lack of information regarding the e-KYC process may become a barrier towards total implementation.
3. Looking At Challenges
The government should focus on resolving rural internet connectivity issues, farmers' lack of awareness, and technical barriers during the completion of e-KYC.
One of the flagship programs targeted towards farmers in India has been the PM Kisan Samman Nidhi Yojana. With the addition of the 20th installment in 2025, along with the rise in aid to ₹12,000 and the new requirement of e-KYC, the scheme promises to do even more for the farmers. It will be critical for farmers to complete the e-KYC process by 31 December 2024 so they can access subsequent installments. This scheme reflects the government’s promise of “Sabka Saath, Sabka Vikas” and the upliftment of the agricultural economy of India.
Farmers can learn more by visiting the official PM Kisan web portal or by calling the help center numbers 155261 or 011-24300606.
